PayRunSuper

SGC Penalty & MVR Check

Separate deductible SGC Core from non-deductible uplift and GIC for planning conversations—confirm outcomes with a registered tax agent.

Penalty calculator

Assumptions & calculation trace
  • Uplift rate: 60%
  • GIC estimate rate: 10% (illustrative)
  • Notional interest uses simple daily interest: annualRate ÷ 365 × daysLate
  • Deductibility labels are product guidance only; confirm with a registered tax agent.
Notional interest$49.32

shortfall × (annualRate ÷ 365) × daysLate

SGC Core$10,049.32

shortfall + notionalInterest

Admin uplift$6,029.59

SGC Core × 0.60

GIC estimate$1,004.93

SGC Core × 0.10

Total non-deductible$7,034.52

adminUplift + gicEstimate

Total exposure$17,083.84

SGC Core + non-deductible total

SGC Core (deductible)$10,049.32
Notional interest$49.32
Admin uplift (non-deductible)$6,029.59
GIC estimate (non-deductible)$1,004.93
Total non-deductible penalties$7,034.52
Total exposure$17,083.84

Warning: uplift and GIC are shown as non-deductible costs and can materially increase your true cash impact.

Fund identifiers (format check)

These identifiers match the common ABN/USI pattern—still confirm against your fund and payroll records.